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	<title>Comments for Kasi Homes</title>
	<atom:link href="http://www.kasihomes.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.kasihomes.com</link>
	<description>Inland Empire Area Real Estate</description>
	<lastBuildDate>Thu, 08 Dec 2011 21:44:44 +0000</lastBuildDate>
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		<title>Comment on City of Chino Hills Gets A Few New Library Gadgets by Anonymous</title>
		<link>http://www.kasihomes.com/city-of-chino-hills-gets-a-few-new-library-gadgets/#comment-60</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 08 Dec 2011 21:44:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.kasihomes.com/?p=1327#comment-60</guid>
		<description>I do not even know how I ended up here, but I assumed this put up was great. I don&#039;t recognize who you are but definitely you&#039;re going to a well-known blogger should you aren&#039;t already. Cheers!</description>
		<content:encoded><![CDATA[<p>I do not even know how I ended up here, but I assumed this put up was great. I don&#8217;t recognize who you are but definitely you&#8217;re going to a well-known blogger should you aren&#8217;t already. Cheers!</p>
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		<title>Comment on What are home sales like in Walnut, California? May 2011 Real Estate Market Report by mgfind.com &#124; Blog &#124; Demand for Homes for Sale, Median Price Down</title>
		<link>http://www.kasihomes.com/what-are-home-sales-like-in-walnut-california-may-2011-real-estate-market-report/#comment-14</link>
		<dc:creator>mgfind.com &#124; Blog &#124; Demand for Homes for Sale, Median Price Down</dc:creator>
		<pubDate>Mon, 20 Jun 2011 13:10:36 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=657#comment-14</guid>
		<description>[...] of 2011 saw a 19 percent diminution in a series of buyers from a same month in 2010, according to a report gathered by Keisha Hosea, a internal marketplace consultant and a Chino Hills realtor with Keller [...] </description>
		<content:encoded><![CDATA[<p>[...] of 2011 saw a 19 percent diminution in a series of buyers from a same month in 2010, according to a report gathered by Keisha Hosea, a internal marketplace consultant and a Chino Hills realtor with Keller [...]</p>
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		<title>Comment on Listen To What Other People Say Before You Decide On Your Next Realtor by kasihomes</title>
		<link>http://www.kasihomes.com/listen-to-what-other-people-say-before-you-decide-on-your-next-realtor/#comment-13</link>
		<dc:creator>kasihomes</dc:creator>
		<pubDate>Mon, 21 Mar 2011 20:36:57 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=601#comment-13</guid>
		<description>Thanks Brad. Sometimes it feels like we may never see the light at the end of the tunnel but we have to remember that when we are really working in the best interest of the client, things may not always move at lightening speed. It&#039;s more important that they are truly happy with their decision in the end. </description>
		<content:encoded><![CDATA[<p>Thanks Brad. Sometimes it feels like we may never see the light at the end of the tunnel but we have to remember that when we are really working in the best interest of the client, things may not always move at lightening speed. It&#8217;s more important that they are truly happy with their decision in the end.</p>
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		<title>Comment on Listen To What Other People Say Before You Decide On Your Next Realtor by Brad - Home Loan Artist</title>
		<link>http://www.kasihomes.com/listen-to-what-other-people-say-before-you-decide-on-your-next-realtor/#comment-12</link>
		<dc:creator>Brad - Home Loan Artist</dc:creator>
		<pubDate>Mon, 21 Mar 2011 20:34:04 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=601#comment-12</guid>
		<description>That&#039;s awesome....good for you and even better for your client&#039;s who had the good fortune of having you represent them in their home purchase.  I know many agents who give up on clients who, for what ever reason, take an extended time to find a home and or get their offer accepted.  That shows serious commitment from but you and the client.  Well Done!</description>
		<content:encoded><![CDATA[<p>That&#8217;s awesome&#8230;.good for you and even better for your client&#8217;s who had the good fortune of having you represent them in their home purchase.  I know many agents who give up on clients who, for what ever reason, take an extended time to find a home and or get their offer accepted.  That shows serious commitment from but you and the client.  Well Done!</p>
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		<title>Comment on As A First Time Buyer in San Bernardino County, CA When Are My Property Taxes Due? by kasihomes</title>
		<link>http://www.kasihomes.com/as-a-first-time-buyer-in-san-bernardino-county-ca-when-are-my-property-taxes-due/#comment-11</link>
		<dc:creator>kasihomes</dc:creator>
		<pubDate>Tue, 01 Feb 2011 09:22:09 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=381#comment-11</guid>
		<description>Great points Brad. So true!</description>
		<content:encoded><![CDATA[<p>Great points Brad. So true!</p>
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		<title>Comment on As A First Time Buyer in San Bernardino County, CA When Are My Property Taxes Due? by Brad - Home Loan Artist</title>
		<link>http://www.kasihomes.com/as-a-first-time-buyer-in-san-bernardino-county-ca-when-are-my-property-taxes-due/#comment-10</link>
		<dc:creator>Brad - Home Loan Artist</dc:creator>
		<pubDate>Sun, 30 Jan 2011 23:12:52 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=381#comment-10</guid>
		<description>One other thing to consider know about when buying a home is whether or not your lender is collecting or impounding the correct amount of property taxes when you set up your purchase loan.  Seems like most lenders under collect and as a result, when taxes are due they have to come up with another few thousand dollars.  

What&#039;s worse is that some lenders flat out give you an estimate of your total monthly payment based on a tax rate way below what it actually is.  They underestimate!  Then when you get to closing you learn the payment is way higher than expected.....that&#039;s not cool.

Then, if you can&#039;t pay the property tax shortage, escrow collects that money over a 6 month period and then your monthly payment goes way up!  if your property tax rate is 1.7% but your lender is only collecting 1.25% when you fund your loan, make sure they correct it.</description>
		<content:encoded><![CDATA[<p>One other thing to consider know about when buying a home is whether or not your lender is collecting or impounding the correct amount of property taxes when you set up your purchase loan.  Seems like most lenders under collect and as a result, when taxes are due they have to come up with another few thousand dollars.  </p>
<p>What&#8217;s worse is that some lenders flat out give you an estimate of your total monthly payment based on a tax rate way below what it actually is.  They underestimate!  Then when you get to closing you learn the payment is way higher than expected&#8230;..that&#8217;s not cool.</p>
<p>Then, if you can&#8217;t pay the property tax shortage, escrow collects that money over a 6 month period and then your monthly payment goes way up!  if your property tax rate is 1.7% but your lender is only collecting 1.25% when you fund your loan, make sure they correct it.</p>
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		<title>Comment on What are Special Assessments and Mello-Roos in Chino Hills, CA? by Brad - Home Loan Artist</title>
		<link>http://www.kasihomes.com/what-are-special-assessments-and-mello-roos-in-chino-hills-ca/#comment-8</link>
		<dc:creator>Brad - Home Loan Artist</dc:creator>
		<pubDate>Fri, 21 Jan 2011 17:57:24 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=346#comment-8</guid>
		<description>Great topic to share with home buyers!  I hear quite often from people who tell me their agent and/or loan officer never told them there could be mello roos or special assessments and then 15-20 days into escrow, the prelim comes out and whamo!  An extra $200-$300/month to their monthly payment if impounding the payment.

This is where a relationship with a good title agent can help track down the tax roll and find this stuff out early.

Thanks for sharing and educating.</description>
		<content:encoded><![CDATA[<p>Great topic to share with home buyers!  I hear quite often from people who tell me their agent and/or loan officer never told them there could be mello roos or special assessments and then 15-20 days into escrow, the prelim comes out and whamo!  An extra $200-$300/month to their monthly payment if impounding the payment.</p>
<p>This is where a relationship with a good title agent can help track down the tax roll and find this stuff out early.</p>
<p>Thanks for sharing and educating.</p>
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		<title>Comment on Fontana CA Homeowners: Using Your Mighty Pen Can Help Move Your Loan Modification Along by kasihomes</title>
		<link>http://www.kasihomes.com/fontana-ca-homeowners-using-your-mighty-pen-can-help-move-your-loan-modification-along/#comment-7</link>
		<dc:creator>kasihomes</dc:creator>
		<pubDate>Wed, 05 Jan 2011 20:23:36 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=306#comment-7</guid>
		<description>Hi Brad, not many people seem to know about this but it&#039;s time they did. Whatever I can share...I&#039;m an open book :) Thanks for reading!</description>
		<content:encoded><![CDATA[<p>Hi Brad, not many people seem to know about this but it&#8217;s time they did. Whatever I can share&#8230;I&#8217;m an open book <img src='http://www.kasihomes.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Thanks for reading!</p>
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		<title>Comment on Fontana CA Homeowners: Using Your Mighty Pen Can Help Move Your Loan Modification Along by Brad Yzermans</title>
		<link>http://www.kasihomes.com/fontana-ca-homeowners-using-your-mighty-pen-can-help-move-your-loan-modification-along/#comment-6</link>
		<dc:creator>Brad Yzermans</dc:creator>
		<pubDate>Wed, 05 Jan 2011 20:01:01 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=306#comment-6</guid>
		<description>very good info.....i have never heard any Realtor share this tip about writing a letter.</description>
		<content:encoded><![CDATA[<p>very good info&#8230;..i have never heard any Realtor share this tip about writing a letter.</p>
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		<title>Comment on Your Real Estate Market Report for Your Diamond Bar CA Home&#8211;November 2010 by kasihomes</title>
		<link>http://www.kasihomes.com/your-real-estate-market-report-for-your-diamond-bar-ca-home-november-2010/#comment-5</link>
		<dc:creator>kasihomes</dc:creator>
		<pubDate>Fri, 31 Dec 2010 14:48:43 +0000</pubDate>
		<guid isPermaLink="false">http://kasihomes.wordpress.com/?p=293#comment-5</guid>
		<description>Hi Brad, Thank you for reading and for the compliment. Let&#039;s be sure to talk more about your IE home blog. Feel free to give me a call.</description>
		<content:encoded><![CDATA[<p>Hi Brad, Thank you for reading and for the compliment. Let&#8217;s be sure to talk more about your IE home blog. Feel free to give me a call.</p>
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